\u0641\u064a \u0627\u0644\u0645\u0642\u0627\u0644 \u062f\u0647\u060c \u062c\u0645\u0639\u0646\u0627\u0644\u0643 \u0648\u0642\u0627\u0631\u0646\u0644\u0643 \u0623\u0634\u0647\u0631 \u0648\u0623\u0641\u0636\u0644 \u0637\u0631\u0642 \u0644\u0634\u0631\u0627\u0621 \u0633\u064a\u0627\u0631\u0629 \u0645\u0633\u062a\u0639\u0645\u0644\u0629 \u0628\u0627\u0644\u062a\u0642\u0633\u064a\u0637 \u0641\u064a 2026 \u0645\u0639 \u0634\u0631\u062d \u0645\u0628\u0633\u0637 \u0644\u0643\u0644 \u0646\u0638\u0627\u0645\u060c \u0648\u0623\u0645\u062b\u0644\u0629 \u062a\u0642\u0631\u064a\u0628\u064a\u0629\u060c \u0639\u0644\u0634\u0627\u0646 \u062a\u0642\u062f\u0631 \u062a\u062e\u062a\u0627\u0631 \u0627\u0644\u062d\u0644 \u0627\u0644\u0623\u0646\u0633\u0628 \u0644\u064a\u0643.<\/span><\/p>\r\n 1- \u0627\u0644\u062a\u0642\u0633\u064a\u0637 \u0627\u0644\u0645\u0628\u0627\u0634\u0631 \u0639\u0646 \u0637\u0631\u064a\u0642 \u0627\u0644\u0645\u0639\u0631\u0636<\/span> \u0645\u0646 \u0623\u0633\u0631\u0639 \u0627\u0644\u0637\u0631\u0642 \u0644\u062a\u0642\u0633\u064a\u0637 \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u0645\u0633\u062a\u0639\u0645\u0644\u0629 \u0647\u064a \u0627\u0644\u062a\u0642\u0633\u064a\u0637 \u0628\u0634\u0643\u0644 \u0645\u0628\u0627\u0634\u0631 \u0645\u0639 \u0645\u0639\u0627\u0631\u0636 \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u0645\u0633\u062a\u0639\u0645\u0644\u0629\u060c \u0648\u0647\u064a \u0625\u0646\u0643 \u0628\u0628\u0633\u0627\u0637\u0629 \u0628\u062a\u0631\u0648\u062d \u0644\u0645\u0639\u0631\u0636 \u0623\u0648 \u062a\u0627\u062c\u0631 \u0639\u0631\u0628\u064a\u0627\u062a \u0648\u062a\u062e\u062a\u0627\u0631 \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0644\u064a \u0639\u0627\u0648\u0632 \u062a\u0634\u062a\u0631\u064a\u0647\u0627 \u0648\u0627\u0644\u0645\u0639\u0631\u0636 \u0628\u064a\u0628\u062f\u0623 \u064a\u0645\u0634\u064a \u0641\u064a \u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0627\u0644\u062a\u0642\u0633\u064a\u0637 \u0648\u0628\u064a\u062d\u0627\u0648\u0644 \u064a\u0633\u0631\u0639\u0647\u0627. <\/span> \u0645\u0645\u064a\u0632\u0627\u062a \u0634\u0631\u0627\u0621 \u0633\u064a\u0627\u0631\u0629 \u0628\u0627\u0644\u062a\u0642\u0633\u064a\u0637 \u0645\u0646 \u0627\u0644\u0645\u0639\u0631\u0636 \u0645\u0628\u0627\u0634\u0631\u0629:<\/b><\/p>\r\n \u0639\u064a\u0648\u0628 \u0634\u0631\u0627\u0621 \u0633\u064a\u0627\u0631\u0629 \u0628\u0627\u0644\u062a\u0642\u0633\u064a\u0637 \u0645\u0646 \u0627\u0644\u0645\u0639\u0631\u0636 \u0645\u0628\u0627\u0634\u0631\u0629:<\/b><\/p>\r\n \u0645\u0646\u0627\u0633\u0628 \u0644\u0645\u064a\u0646\u061f<\/b> \u0627\u0644\u062a\u0642\u0633\u064a\u0637 \u0627\u0644\u0645\u0628\u0627\u0634\u0631 \u0645\u0639 \u0627\u0644\u0645\u0639\u0627\u0631\u0636 \u064a\u0639\u062a\u0628\u0631 \u062d\u0644 \u0643\u0648\u064a\u0633\u00a0 \u0644\u0644\u064a \u0628\u064a\u062f\u0648\u0631 \u0639\u0644\u0649 \u0633\u064a\u0627\u0631\u0629 \u0645\u0633\u062a\u0639\u0645\u0644\u0629 \u0628\u0627\u0644\u062a\u0642\u0633\u064a\u0637 \u0644\u0643\u0646 \u0645\u0646 \u0627\u0644\u0634\u0631\u064a\u062d\u0629 \u0627\u0644\u063a\u064a\u0631 \u0628\u0646\u0643\u064a\u0629 \u0623\u0648 \u0644\u0644\u0623\u0634\u062e\u0627\u0635 \u0627\u0644\u0644\u064a \u0645\u0639\u0646\u062f\u0647\u0627\u0634 \u062a\u0627\u0631\u064a\u062e \u0627\u0626\u062a\u0645\u0627\u0646\u064a (I-Score)<\/span><\/p>\r\n \u0645\u062b\u0627\u0644 \u0628\u0627\u0644\u0623\u0631\u0642\u0627\u0645 \u0644\u0644\u062a\u0648\u0636\u064a\u062d:<\/strong> \u0633\u0639\u0631 \u0627\u0644\u0641\u0627\u064a\u062f\u0629 \u0641\u064a \u0627\u0644\u0633\u0646\u0629 =<\/strong> 500,000 * 30% = 150,000 \u062c\u0646\u064a\u0647 \u062a<\/span>\u0627\u0646\u064a <\/span>\u0637\u0631\u064a\u0642\u0629 \u0644\u062a\u0642\u0633\u064a\u0637 \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u0645\u0633\u062a\u0639\u0645\u0644\u0629 \u0647\u064a \u0627\u0644\u0634\u0631\u0627\u0621 \u0639\u0646 \u0637\u0631\u064a\u0642 \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0644\u064a \u0627\u0646\u062a\u0634\u0631\u062a \u062c\u062f\u064b\u0627 \u0645\u0624\u062e\u0631\u064b\u0627 \u0648\u0628\u0642\u0649 \u0641\u064a \u062e\u064a\u0627\u0631\u0627\u062a \u0643\u062a\u064a\u0631 \u062c\u062f\u064b\u0627 \u0633\u0648\u0627\u0621 \u0643\u0627\u0646\u062a \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u062f\u064a \u0628\u062a\u0642\u062f\u0645 \u062e\u062f\u0645\u0627\u062a\u0647\u0627 \u0639\u0646 \u0637\u0631\u064a\u0642 \u062a\u0637\u0628\u064a\u0642\u0627\u062a \u0645\u0648\u0628\u0627\u064a\u0644 \u0623\u0648 \u0639\u0646 \u0637\u0631\u064a\u0642 \u0645\u0648\u0627\u0642\u0639. \u0628\u0639\u0636 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0645\u0645\u0643\u0646 \u062a\u0633\u0627\u0639\u062f\u0643 \u0628\u062a\u0645\u0648\u064a\u0644\u0627\u062a \u0628\u0645\u0628\u0627\u0644\u063a \u0639\u0627\u0644\u064a\u0629\u060c \u0644\u0623\u0646\u0647\u0645 \u0645\u0634 \u0628\u064a\u0639\u062a\u0645\u062f\u0648\u0627 \u0639\u0644\u0649 \u062f\u062e\u0644\u0643 \u0627\u0644\u062d\u0642\u064a\u0642\u064a\u060c \u0648\u0628\u064a\u062d\u0633\u0628\u0648\u0627 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0639\u0644\u0649 \u0627\u0644\u062f\u062e\u0644 \u0627\u0644\u0645\u0641\u062a\u0631\u0636 \u0644\u0645\u0627 \u064a\u062d\u0633\u0628\u0648\u0627 \u0646\u0633\u0628\u0629 \u0639\u0628\u0621 \u0627\u0644\u062f\u064a\u0646 (DBR)\u060c \u0639\u0644\u0649 \u0639\u0643\u0633 \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0644\u064a \u062f\u0627\u064a\u0645\u064b\u0627 \u0628\u062a\u0639\u062a\u0645\u062f \u0639\u0644\u0649 \u0627\u0644\u062f\u062e\u0644 \u0627\u0644\u0641\u0639\u0644\u064a. \u0648\u0632\u064a \u0623\u064a \u062d\u0644\u060c \u0627\u0644\u062a\u0642\u0633\u064a\u0637 \u0639\u0646 \u0637\u0631\u064a\u0642 \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0644\u0647 \u0645\u0645\u064a\u0632\u0627\u062a \u0648\u0639\u064a\u0648\u0628.<\/span><\/p>\r\n \u0645\u0645\u064a\u0632\u0627\u062a \u062a\u0642\u0633\u064a\u0637 \u0627\u0644\u0633\u064a\u0627\u0631\u0629 \u0639\u0646 \u0637\u0631\u064a\u0642 \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0645\u0648\u064a\u0644:<\/b><\/p>\r\n \u0639\u064a\u0648\u0628 \u062a\u0642\u0633\u064a\u0637 \u0627\u0644\u0633\u064a\u0627\u0631\u0629 \u0639\u0646 \u0637\u0631\u064a\u0642 \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0645\u0648\u064a\u0644:<\/b><\/p>\r\n \u0645\u0646\u0627\u0633\u0628 \u0644\u0645\u064a\u0646\u061f<\/b> \u0645\u062b\u0627\u0644 \u0628\u0627\u0644\u0623\u0631\u0642\u0627\u0645 \u0644\u0644\u062a\u0648\u0636\u064a\u062d:<\/b><\/p>\r\n \u0633\u0639\u0631 \u0627\u0644\u0639\u0631\u0628\u064a\u0629:<\/b> 1,000,000 \u062c\u0646\u064a\u0647<\/span> \u0627\u0644\u0641\u0627\u064a\u062f\u0629 \u0627\u0644\u0633\u0646\u0648\u064a\u0629 =<\/strong> 18% \u00d7 800,000 = 144,000 \u062c\u0646\u064a\u0647<\/span> \u062d\u0633\u0627\u0628 \u0627\u0644\u0642\u0633\u0637 \u0627\u0644\u0634\u0647\u0631\u064a \u062a\u0642\u0633\u064a\u0637 \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a \u0639\u0646 \u0637\u0631\u064a\u0642 \u0627\u0644\u0628\u0646\u0643 \u0645\u062a\u0634\u0639\u0628 \u0648\u0641\u064a\u0647 \u0623\u0643\u062a\u0631 \u0645\u0646 \u0637\u0631\u064a\u0642\u0629 \u0648\u0643\u0644 \u0648\u0627\u062d\u062f\u0629 \u0645\u0646\u0647\u0627 \u0644\u0647\u0627 \u0645\u0645\u064a\u0632\u0627\u062a\u0647\u0627 \u0648\u0639\u064a\u0648\u0628\u0647\u0627\u060c \u0644\u0643\u0646 \u0645\u0647\u0645 \u062a\u0639\u0631\u0641 \u0625\u0646 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0628\u064a\u0646\u0647\u0645 \u0647\u0648 \u0625\u0646 \u0628\u0634\u0643\u0644 \u0639\u0627\u0645 \u0627\u0644\u0628\u0646\u0648\u0643 \u0623\u0642\u0644 \u0641\u0627\u064a\u062f\u0629 \u0645\u0646 \u0643\u0644 \u0627\u0644\u062e\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u0633\u0627\u0628\u0642\u0629\u060c \u0648\u0623\u0643\u064a\u062f \u0628\u062a\u0644\u062a\u0632\u0645 \u0627\u0644\u0628\u0646\u0648\u0643 \u0628\u0627\u0644 (DBR) \u0648\u0627\u0644 (I-Score)\u061b \u0648\u0647\u0646\u0639\u0631\u0641 \u0623\u0643\u062a\u0631 \u062f\u0644\u0648\u0642\u062a\u064a \u0639\u0646 \u0643\u0644 \u0637\u0631\u0642 \u0627\u0644\u062a\u0642\u0633\u064a\u0637 \u0639\u0646 \u0637\u0631\u064a\u0642 \u0627\u0644\u0628\u0646\u0643:<\/span><\/p>\r\n – \u0642\u0631\u0636 \u0627\u0644\u0633\u064a\u0627\u0631\u0629 \u0627\u0644\u0645\u0633\u062a\u0639\u0645\u0644\u0629<\/b><\/p>\r\n \u0623\u0634\u0647\u0631 \u062d\u0644 \u0628\u0646\u0643\u064a \u0647\u0648 \u0634\u0631\u0627\u0621 \u0633\u064a\u0627\u0631\u0629 \u0628\u0627\u0644\u062a\u0642\u0633\u064a\u0637 \u0639\u0646 \u0637\u0631\u064a\u0642 \u0642\u0631\u0636 \u0627\u0644\u0633\u064a\u0627\u0631\u0629 \u0627\u0644\u0645\u0633\u062a\u0639\u0645\u0644\u0629 \u0645\u0646 \u0627\u0644\u0628\u0646\u0643\u060c \u0639\u0634\u0627\u0646 \u0627\u0644\u0641\u0627\u064a\u062f\u0629 \u0628\u062a\u0627\u0639\u062a\u0647\u0627 \u062a\u0646\u0627\u0641\u0633\u064a\u0629 \u0648\u0628\u0639\u0636 \u0627\u0644\u0628\u0646\u0648\u0643 \u0628\u062a\u0642\u062f\u0645 \u062a\u0645\u0648\u064a\u0644\u0627\u062a \u0628\u0646\u0633\u0628\u0629 100% \u0645\u0646 \u0642\u064a\u0645\u0629 \u0627\u0644\u0633\u064a\u0627\u0631\u0629\u060c \u064a\u0639\u0646\u064a \u0645\u0646 \u063a\u064a\u0631 \u0645\u0642\u062f\u0645 \u062e\u0627\u0644\u0635 \u0648\u0628\u0631\u0636\u0647 \u062f\u0647 \u062d\u0633\u0628 \u0623\u0648\u0631\u0627\u0642 \u0627\u0644\u0645\u0634\u062a\u0631\u064a \u0648\u0637\u0631\u064a\u0642\u0629 \u0633\u062d\u0628 \u0627\u0644\u0642\u0633\u0637. \u0644\u0643\u0646 \u0625\u064a\u0647 \u0647\u064a \u0645\u0645\u064a\u0632\u0627\u062a \u0648\u0639\u064a\u0648\u0628 \u0642\u0631\u0636 \u0627\u0644\u0633\u064a\u0627\u0631\u0629 \u0627\u0644\u0645\u0633\u062a\u0639\u0645\u0644\u0629\u061f<\/span><\/p>\r\n \u0645\u0645\u064a\u0632\u0627\u062a \u062a\u0642\u0633\u064a\u0637 \u0627\u0644\u0633\u064a\u0627\u0631\u0629 \u0639\u0646 \u0637\u0631\u064a\u0642 \u0642\u0631\u0636 \u0627\u0644\u0633\u064a\u0627\u0631\u0629 \u0627\u0644\u0645\u0633\u062a\u0639\u0645\u0644\u0629:<\/b><\/p>\r\n \u0639\u064a\u0648\u0628 \u062a\u0642\u0633\u064a\u0637 \u0627\u0644\u0633\u064a\u0627\u0631\u0629 \u0639\u0646 \u0637\u0631\u064a\u0642 \u0642\u0631\u0636 \u0627\u0644\u0633\u064a\u0627\u0631\u0629 \u0627\u0644\u0645\u0633\u062a\u0639\u0645\u0644\u0629:<\/b><\/p>\r\n \u0645\u062b\u0627\u0644 \u0628\u0627\u0644\u0623\u0631\u0642\u0627\u0645 \u0644\u0644\u062a\u0648\u0636\u064a\u062d:<\/b><\/p>\r\n \u0633\u0639\u0631 \u0627\u0644\u0639\u0631\u0628\u064a\u0629:\u00a01,000,000 \u062c\u0646\u064a\u0647<\/span><\/b> \u0627\u0644\u0641\u0627\u064a\u062f\u0629 \u0627\u0644\u0633\u0646\u0648\u064a\u0629 =<\/strong> 15% \u00d7 700,000 = 105,000 \u062c\u0646\u064a\u0647<\/span> \u062d\u0633\u0627\u0628 \u0627\u0644\u0642\u0633\u0637 \u0627\u0644\u0634\u0647\u0631\u064a<\/strong> \u0627\u0644\u0645\u0631\u0627\u0628\u062d\u0629 \u0632\u064a \u0627\u0644\u0637\u0631\u064a\u0642\u0629 \u0627\u0644\u0644\u064a \u0641\u0627\u062a\u062a \u0628\u0627\u0644\u0638\u0628\u0637 \u0641\u064a \u0643\u0644 \u062d\u0627\u062c\u0629 \u062a\u0642\u0631\u064a\u0628\u064b\u0627\u060c \u0627\u0644\u0641\u0631\u0642 \u0625\u0646 \u0627\u0644\u0645\u0631\u0627\u0628\u062d\u0629 \u0628\u062a\u0645 \u0628\u0639\u062f \u0645\u0627 \u0627\u0644\u0628\u0646\u0643 \u0628\u064a\u0627\u062e\u062f \u0639\u0631\u0636 \u0627\u0644\u0623\u0633\u0639\u0627\u0631 \u0628\u064a\u0634\u062a\u0631\u064a \u0627\u0644\u0633\u064a\u0627\u0631\u0629 \u0648\u0628\u062a\u0643\u0648\u0646 \u0641\u064a \u062d\u064a\u0627\u0632\u062a\u0647\u00a0 -\u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0628\u062a\u0643\u0648\u0646 \u0645\u0645\u0644\u0648\u0643\u0629 \u0644\u0644\u0628\u0646\u0643- \u0628\u0639\u062f \u0627\u0644\u0627\u062a\u0641\u0627\u0642 \u0645\u0639\u0627\u0643 \u0639\u0644\u0649 \u0647\u0627\u0645\u0634 \u0631\u0628\u062d -\u0627\u0644\u0644\u064a \u0647\u0648 \u0628\u064a\u0639\u0627\u062f\u0644 \u0627\u0644\u0641\u0627\u064a\u062f\u0629- \u0644\u0643\u0646 \u0628\u064a\u0643\u0648\u0646 \u062b\u0627\u0628\u062a \u0648\u0645\u062d\u062f\u062f \u0648\u0628\u064a\u062a\u0645 \u062a\u0642\u0633\u064a\u0645\u0647 \u0645\u0639 \u0642\u064a\u0645\u0629 \u0627\u0644\u0633\u064a\u0627\u0631\u0629 \u0639\u0644\u0649 \u0639\u062f\u062f \u0634\u0647\u0648\u0631 \u0645\u062f\u0629 \u0627\u0644\u062a\u0642\u0633\u064a\u0637.<\/span><\/p>\r\n \u0628\u0627\u062e\u062a\u0635\u0627\u0631 \u0627\u0644\u0641\u0631\u0642 \u0628\u064a\u0646 \u0627\u0644\u0642\u0631\u0636 \u0648\u0627\u0644\u0645\u0631\u0627\u0628\u062d\u0629<\/b><\/p>\r\n \u0627\u0644\u0645\u0631\u0627\u0628\u062d\u0629:<\/b> \u0639<\/span>\u0642\u062f \u0628\u064a\u0639 \u0627\u0644\u0633\u064a\u0627\u0631\u0629 \u0628\u0632\u064a\u0627\u062f\u0629 \u0645\u062a\u0641\u0642 \u0639\u0644\u064a\u0647\u0627 \u0648\u0645\u062d\u062f\u062f\u0629\u060c \u0628\u062d\u064a\u062b \u0625\u0646 \u0627\u0644\u0628\u0646\u0643 \u064a\u0634\u062a\u0631\u064a \u0627\u0644\u0633\u064a\u0627\u0631\u0629 \u0648\u0628\u0639\u062f\u064a\u0646 \u064a\u0628\u064a\u0639\u0647\u0627 \u0644\u0644\u0639\u0645\u064a\u0644 \u0628\u0627\u0644\u062a\u0642\u0633\u064a\u0637.<\/span><\/p>\r\n \u0627\u0644\u0642\u0631\u0636:<\/b> \u0625\u0642\u0631\u0627\u0636 \u0627\u0644\u0641\u0644\u0648\u0633 \u0645\u0642\u0627\u0628\u0644 \u0641\u0627\u064a\u062f\u0629 \u0628\u062d\u064a\u062b \u0627\u0644\u0645\u0634\u062a\u0631\u064a \u0644\u0647 \u062d\u0631\u064a\u0629 \u0627\u0644\u062a\u0635\u0631\u0641 \u0641\u064a\u0647\u0627 \u0628\u0634\u0643\u0644 \u0643\u0627\u0645\u0644.<\/span><\/p>\r\n \u0645\u0645\u064a\u0632\u0627\u062a \u062a\u0642\u0633\u064a\u0637 \u0627\u0644\u0633\u064a\u0627\u0631\u0629 \u0627\u0644\u0645\u0633\u062a\u0639\u0645\u0644\u0629 \u0639\u0646 \u0637\u0631\u064a\u0642 \u0627\u0644\u0645\u0631\u0627\u0628\u062d\u0629:<\/b><\/p>\r\n \u0639\u064a\u0648\u0628 \u062a\u0642\u0633\u064a\u0637 \u0627\u0644\u0633\u064a\u0627\u0631\u0629 \u0627\u0644\u0645\u0633\u062a\u0639\u0645\u0644\u0629 \u0639\u0646 \u0637\u0631\u064a\u0642 \u0627\u0644\u0645\u0631\u0627\u0628\u062d\u0629:<\/b><\/p>\r\n \u0645\u0646\u0627\u0633\u0628 \u0644\u0645\u064a\u0646\u061f<\/b><\/p>\r\n \u0627\u0644\u0645\u0631\u0627\u0628\u062d\u0629 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u0628\u062a\u0643\u0648\u0646 \u0645\u0646\u0627\u0633\u0628\u0629 \u0648\u0645\u062a\u0648\u0627\u0641\u0642\u0629 \u0623\u0643\u062a\u0631 \u0645\u0639 \u0627\u0644\u0623\u0634\u062e\u0627\u0635 \u0627\u0644\u0644\u064a \u0628\u062a\u0641\u0636\u0644 \u062d\u0644\u0648\u0644 \u0645\u062a\u0648\u0627\u0641\u0642\u0629 \u0645\u0639 \u0627\u0644\u0634\u0631\u064a\u0639\u0629 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u0644\u0643\u0646 \u0641\u064a \u0627\u0644\u0645\u0642\u0627\u0628\u0644 \u064a\u0642\u062f\u0631\u0648\u0627 \u064a\u062a\u0646\u0627\u0632\u0644\u0648\u0627 \u0639\u0646 \u0628\u0639\u0636 \u0627\u0644\u0645\u0645\u064a\u0632\u0627\u062a.<\/span><\/p>\r\n \u0645\u0645\u0643\u0646 \u064a\u0643\u0648\u0646 \u063a\u0631\u064a\u0628 \u0634\u0648\u064a\u0629 \u0625\u0646\u0646\u0627 \u062d\u0637\u064a\u0646\u0627 \u0627\u0644\u0642\u0631\u0636 \u0627\u0644\u0634\u062e\u0635\u064a \u0636\u0645\u0646 \u0637\u0631\u0642 \u062a\u0642\u0633\u064a\u0637 \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u0645\u0633\u062a\u0639\u0645\u0644\u0629\u060c \u0644\u0643\u0646 \u062f\u064a \u0637\u0631\u064a\u0642\u0629 \u0634\u0627\u0626\u0639\u0629 \u062f\u0644\u0648\u0642\u062a\u064a \u0648\u0628\u064a\u0633\u062a\u062e\u062f\u0645\u0647\u0627 \u0627\u0644\u0645\u0634\u062a\u0631\u064a\u0646 \u0627\u0644\u0644\u064a \u0639\u0627\u064a\u0632\u064a\u0646 \u064a\u0642\u0644\u0644\u0648\u0627 \u0645\u0646 \u0648\u0642\u062a \u0648\u0643\u062a\u0631\u0629 \u0627\u0644\u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0639\u0646 \u0637\u0631\u064a\u0642 \u0625\u0646 \u0627\u0644\u0645\u0634\u062a\u0631\u064a\u0646 \u0628\u064a\u0627\u062e\u062f\u0648\u0627 \u0627\u0644\u0642\u0631\u0636 \u0648\u064a\u062f\u0641\u0639\u0648\u0627 \u0643\u0627\u0634 \u0644\u0644\u0628\u0627\u0626\u0639 -\u0623\u064a\u064b\u0627 \u0643\u0627\u0646 \u0645\u064a\u0646 \u0647\u0648 \u0627\u0644\u0628\u0627\u0626\u0639- \u0648\u064a\u0642\u0633\u0637\u0648\u0627 \u0642\u064a\u0645\u0629 \u0627\u0644\u0642\u0631\u0636 \u0648\u0641\u0627\u064a\u062f\u062a\u0647 \u0644\u0644\u0628\u0646\u0643.<\/span><\/p>\r\n \u0645\u0645\u064a\u0632\u0627\u062a \u062a\u0642\u0633\u064a\u0637 \u0627\u0644\u0633\u064a\u0627\u0631\u0629 \u0639\u0646 \u0637\u0631\u064a\u0642 \u0627\u0644\u0642\u0631\u0636 \u0627\u0644\u0634\u062e\u0635\u064a:<\/b><\/p>\r\n \u0639\u064a\u0648\u0628 \u062a\u0642\u0633\u064a\u0637 \u0627\u0644\u0633\u064a\u0627\u0631\u0629 \u0639\u0646 \u0637\u0631\u064a\u0642 \u0627\u0644\u0642\u0631\u0636 \u0627\u0644\u0634\u062e\u0635\u064a:<\/b><\/p>\r\n \u0644\u0643\u0646 \u0627\u064a\u0647 \u0627\u0644\u0641\u0631\u0642 \u0628\u064a\u0646 \u0642\u0631\u0636 \u0627\u0644\u0633\u064a\u0627\u0631\u0629 \u0648\u0627\u0644\u0642\u0631\u0636 \u0627\u0644\u0634\u062e\u0635\u064a\u061f<\/b><\/p>\r\n \u0639\u0644\u0649 \u0627\u0644\u0631\u063a\u0645 \u0625\u0646 \u0627\u0644\u0642\u0631\u0636 \u0627\u0644\u0634\u062e\u0635\u064a \u0628\u064a\u062a\u0637\u0644\u0628 \u0636\u0645\u0627\u0646\u0627\u062a \u0623\u0643\u0628\u0631 \u0648\u0623\u0643\u062a\u0631 \u0645\u0646 \u0642\u0631\u0636 \u0627\u0644\u0633\u064a\u0627\u0631\u0629\u060c \u0644\u0643\u0646 \u0627\u0644\u0645\u0634\u062a\u0631\u064a\u0646 \u0645\u0645\u0643\u0646 \u064a\u062a\u062c\u0647\u0648\u0627 \u0644\u0644\u0642\u0631\u0636 \u0627\u0644\u0634\u062e\u0635\u064a \u0639\u0634\u0627\u0646\u00a0 \u064a\u062a\u062c\u0646\u0628\u0648\u0627 \u0642\u0631\u0636 \u0627\u0644\u0633\u064a\u0627\u0631\u0629 \u0627\u0644\u0644\u064a \u0628\u064a\u0641\u0631\u0636 \u062d\u0638\u0631 \u0628\u064a\u0639 \u0639\u0644\u0649 \u0627\u0644\u0639\u0631\u0628\u064a\u0629\u060c \u0639\u0643\u0633 \u0627\u0644\u0642\u0631\u0636 \u0627\u0644\u0634\u062e\u0635\u064a \u0645\u0646 \u0645\u0645\u064a\u0632\u0627\u062a\u0647 \u0647\u0648 \u0639\u062f\u0645 \u0648\u062c\u0648\u062f \u062d\u0638\u0631 \u0628\u064a\u0639 \u0623\u0648 \u062a\u0623\u0645\u064a\u0646 \u0625\u062c\u0628\u0627\u0631\u064a.\u00a0<\/span><\/p>\r\n \u0647\u0644 \u0627\u0644\u0642\u0631\u0636 \u0627\u0644\u0634\u062e\u0635\u064a \u0623\u062d\u0633\u0646 \u0645\u0646 \u0642\u0631\u0636 \u0627\u0644\u0633\u064a\u0627\u0631\u0629\u061f<\/b><\/p>\r\n \u0645\u0634 \u0628\u0627\u0644\u0636\u0631\u0648\u0631\u0629\u060c \u0644\u0623\u0646 \u0627\u0644\u0642\u0631\u0636 \u0627\u0644\u0634\u062e\u0635\u064a \u0628\u064a\u062a\u0637\u0644\u0628 \u0636\u0645\u0627\u0646\u0627\u062a \u0643\u0628\u064a\u0631\u0629 \u0627\u0644\u0644\u064a \u0628\u062a\u0643\u0648\u0646 \u0639\u0627\u0644\u064a\u0629 \u0627\u0644\u062e\u0637\u0648\u0631\u0629 \u0641\u064a \u062d\u0627\u0644\u0629 \u0627\u0644\u062a\u0623\u062e\u0631 \u0623\u0648 \u0639\u062f\u0645 \u0627\u0644\u0633\u062f\u0627\u062f \u0648\u0628\u064a\u0623\u062b\u0631 \u0639\u0644\u0649 \u0627\u0644\u0640 I-Score. \u062f\u0647 \u063a\u064a\u0631 \u0625\u0646\u0647 \u0641\u064a \u0627\u0644\u063a\u0627\u0644\u0628 \u0645\u062f\u0629 \u0627\u0644\u0642\u0631\u0636 \u0628\u062a\u0643\u0648\u0646 \u0623\u0642\u0635\u0631 \u0641\u0628\u0627\u0644\u062a\u0627\u0644\u064a \u0647\u0648 \u0645\u0646\u0627\u0633\u0628 \u0644\u0644\u0634\u062e\u0635 \u0627\u0644\u0644\u064a \u0645\u0633\u0626\u0648\u0644 \u0648\u0645\u0648\u0627\u0638\u0628 \u0639\u0644\u0649 \u0627\u0644\u062f\u0641\u0639 \u0641\u064a \u0627\u0644\u0645\u064a\u0639\u0627\u062f \u0641\u064a \u0645\u062f\u062f \u0642\u0644\u064a\u0644\u0629.<\/span><\/p>\r\n \u0633\u064a\u0644\u0646\u062f\u0631 \u0628\u062a\u0642\u062f\u0645 \u062a\u0642\u0633\u064a\u0637 \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u0645\u0633\u062a\u0639\u0645\u0644\u0629 \u0628\u0637\u0631\u0642 \u0630\u0643\u064a\u0629 \u0648\u0634\u0627\u0645\u0644\u0629 \u0648\u0628\u062a\u062d\u0627\u0648\u0644 \u062a\u062c\u0645\u0639 \u0645\u0645\u064a\u0632\u0627\u062a \u0643\u0644 \u0637\u0631\u064a\u0642\u0629 \u0645\u0646 \u0627\u0644\u0637\u0631\u0642 \u0627\u0644\u0644\u064a \u0630\u0643\u0631\u0646\u0627\u0647\u0627\u060c \u0641\u0633\u064a\u0644\u0646\u062f\u0631 \u0628\u062a\u0648\u0641\u0631 \u062a\u0642\u0633\u064a\u0637 \u0639\u0646 \u0637\u0631\u064a\u0642 \u0623\u062d\u062f\u062b \u062d\u0644\u0648\u0644\u0647\u0627 \u0633\u064a\u0644\u0646\u062f\u0631 \u0633\u0648\u064a\u0641\u062a (SylndrSwift powered by Tru) \u0627\u0644\u0644\u064a \u0641\u064a\u0647\u0627 \u0628\u0639\u0636 \u0627\u0644\u0645\u0645\u064a\u0632\u0627\u062a \u0645\u0634 \u0645\u0648\u062c\u0648\u062f\u0629 \u0641\u064a \u0623\u064a \u0646\u0638\u0627\u0645 \u062a\u0642\u0633\u064a\u0637 \u0641\u064a \u0639\u0627\u0644\u0645 \u0627\u0644\u0639\u0631\u0628\u064a\u0627\u062a \u0648\u0647\u0646\u062a\u0643\u0644\u0645 \u0639\u0646\u0647\u0627 \u0628\u0627\u0644\u062a\u0641\u0635\u064a\u0644.\u00a0<\/span><\/p>\r\n \u0643\u0645\u0627\u0646 \u0633\u064a\u0644\u0646\u062f\u0631 \u0628\u062a\u0642\u062f\u0645 \u062a\u0645\u0648\u064a\u0644 \u0639\u0646 \u0637\u0631\u064a\u0642 \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0648\u0639\u0646 \u0637\u0631\u064a\u0642 \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0645\u062a\u0639\u0627\u0642\u062f\u0629 \u0645\u0639\u0627\u0647\u0627 \u0627\u0644\u0644\u064a \u0628\u062a\u0642\u062f\u0645 \u0646\u0638\u0627\u0645 \u0627\u0644\u0642\u0631\u0636 \u0623\u0648 \u0646\u0638\u0627\u0645 \u0627\u0644\u0645\u0631\u0627\u0628\u062d\u0629\u060c \u0648\u0643\u0645\u0627\u0646 \u0628\u062a\u0633\u0647\u0644 \u0627\u0644\u0625\u062c\u0631\u0627\u0621\u0627\u062a \u062c\u062f\u064b\u0627 \u0644\u062f\u0631\u062c\u0629 \u0623\u0646\u0643 \u0645\u0645\u0643\u0646 \u062a\u062d\u0633 \u0625\u0646 \u0645\u0641\u064a\u0634 \u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0623\u0635\u0644\u0627!<\/span><\/p>\r\n \u0645\u0645\u064a\u0632\u0627\u062a \u062a\u0642\u0633\u064a\u0637 \u0627\u0644\u0633\u064a\u0627\u0631\u0629 \u0639\u0646 \u0637\u0631\u064a\u0642 \u0633\u064a\u0644\u0646\u062f\u0631 \u0633\u0648\u064a\u0641\u062a:<\/b><\/p>\r\n
<\/span>2- \u0627\u0644\u062a\u0642\u0633\u064a\u0637 \u0639\u0646 \u0637\u0631\u064a\u0642 \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0645\u0648\u064a\u0644<\/span>
<\/span>3- \u0627\u0644\u062a\u0642\u0633\u064a\u0637 \u0639\u0646 \u0637\u0631\u064a\u0642 \u0627\u0644\u0628\u0646\u0643 \u0628\u0637\u0631\u0642 \u0645\u062e\u062a\u0644\u0641\u0629<\/span>
<\/span>4- \u0627\u0644\u062a\u0642\u0633\u064a\u0637 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0633\u064a\u0644\u0646\u062f\u0631\u00a0\u0633\u0648\u064a\u0641\u062a – \u0628\u0627\u0644\u062a\u0639\u0627\u0648\u0646 \u0645\u0639 \u062a\u0631\u0648
\u062e\u0644\u064a\u0646\u0627 \u0646\u062f\u062e\u0644 \u0641\u064a \u0627\u0644\u062a\u0641\u0627\u0635\u064a\u0644 \u0648\u0646\u0634\u0631\u062d\u0644\u0643 \u0643\u0644 \u0646\u0638\u0627\u0645 \u0639\u0644\u0634\u0627\u0646 \u062a\u0642\u062f\u0631 \u062a\u062e\u062a\u0627\u0631 \u0627\u0644\u0646\u0638\u0627\u0645 \u0627\u0644\u0623\u0646\u0633\u0628 \u0644\u064a\u0643 \u0648\u062a\u0642\u0633\u0637 \u0639\u0631\u0628\u064a\u062a\u0643 \u0627\u0644\u0645\u0633\u062a\u0639\u0645\u0644\u0629 \u0628\u0633\u0647\u0648\u0644\u0629.<\/span><\/p>\r\n\r\n\r\n\r\n1- \u0627\u0644\u062a\u0642\u0633\u064a\u0637 \u0627\u0644\u0645\u0628\u0627\u0634\u0631 \u0639\u0646 \u0637\u0631\u064a\u0642 \u0645\u0639\u0631\u0636<\/strong><\/strong><\/h3>\r\n\r\n\r\n\r\n
<\/span>
<\/span>\u0627\u0644\u062a\u0642\u0633\u064a\u0637 \u0645\u0639 \u0627\u0644\u0645\u0639\u0631\u0636 \u0645\u0634 \u0628\u064a\u0637\u0644\u0628\u0648\u0627 \u062a\u0623\u0645\u064a\u0646 \u0625\u062c\u0628\u0627\u0631\u064a \u0639\u0644\u0649 \u0627\u0644\u0633\u064a\u0627\u0631\u0629\u060c \u0643\u0645\u0627\u0646 \u0645\u0641\u064a\u0634 \u0627\u0633\u062a\u0639\u0644\u0627\u0645\u0627\u062a \u0644\u0644\u0645\u0644\u0641 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a (I-Score) \u0648\u0645\u0641\u064a\u0634 \u0627\u0639\u062a\u0628\u0627\u0631 \u0644\u0646\u0633\u0628\u0629 \u0627\u0644\u0639\u0628\u0621 \u0627\u0644\u0645\u0627\u0644\u064a (DBR) \u0648\u0627\u0644\u0644\u064a \u0645\u0639\u0646\u0627\u0647\u0627 \u0646\u0633\u0628\u0629 \u0627\u0644\u0623\u0642\u0633\u0627\u0637 \u0648\u0627\u0644\u062f\u064a\u0648\u0646 \u0645\u0646 \u0625\u062c\u0645\u0627\u0644\u064a \u0627\u0644\u062f\u062e\u0644 \u0642\u062f \u0627\u064a\u0647\u060c \u064a\u0639\u0646\u064a \u0625\u062c\u0645\u0627\u0644\u064a \u0627\u0644\u062f\u064a\u0648\u0646 \u0648\u0627\u0644\u0623\u0642\u0633\u0627\u0637 \u0644\u0627\u0632\u0645 \u0645\u062a\u062a\u0639\u062f\u0627\u0634 \u0646\u0633\u0628\u0629 \u0627\u0644\u0640 35% \u0644\u0640 50% \u0645\u0646 \u062f\u062e\u0644 \u0627\u0644\u0634\u062e\u0635 \u0627\u0644\u0644\u064a \u0645\u062d\u062a\u0627\u062d \u0627\u0644\u062a\u0645\u0648\u064a\u0644. \u0644\u0643\u0646 \u0641\u064a \u0627\u0644\u0645\u0642\u0627\u0628\u0644 \u0628\u062a\u0643\u0648\u0646 \u0645\u062f\u0629 \u0627\u0644\u062a\u0642\u0633\u064a\u0637 \u0623\u0642\u0635\u0631 \u0648\u0646\u0633\u0628\u0629 \u0627\u0644\u0641\u0627\u064a\u062f\u0629 \u0623\u0639\u0644\u0649 \u0645\u0639 \u0628\u0639\u0636 \u0627\u0644\u0634\u0631\u0648\u0637 \u0627\u0644\u062a\u0627\u0646\u064a\u0629. \u0648\u062e\u0644\u064a\u0646\u0627 \u0646\u062a\u0643\u0644\u0645 \u0639\u0646 \u0627\u0644\u0645\u0645\u064a\u0632\u0627\u062a \u0648\u0627\u0644\u0639\u064a\u0648\u0628 \u0628\u0627\u0644\u062a\u0641\u0635\u064a\u0644:<\/span><\/p>\r\n\r\n
\r\n
<\/b><\/p>\r\n
\u0633\u0639\u0631 \u0627\u0644\u0639\u0631\u0628\u064a\u0629:<\/strong> 1,000,000 \u062c\u0646\u064a\u0647
\u0627\u0644\u0645\u0642\u062f\u0645:<\/strong> 50%
\u0642\u064a\u0645\u0629 \u0627\u0644\u0642\u0631\u0636:<\/strong> 500,000 \u062c\u0646\u064a\u0647
\u0633\u0639\u0631 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0627\u0644\u062b\u0627\u0628\u062a:<\/strong> 30% \u0633\u0646\u0648\u064a\u064b\u0627
\u0627\u0644\u0645\u062f\u0629:<\/strong> \u0633\u0646\u062a\u0627\u0646 (24 \u0634\u0647\u0631\u064b\u0627)<\/p>\r\n
\u0633\u0639\u0631 \u0627\u0644\u0641\u0627\u064a\u062f\u0629 \u0641\u064a \u0633\u0646\u062a\u064a\u0646 =<\/strong> 150,000 * 2 = 300,000 \u062c\u0646\u064a\u0647
\u0627\u0644\u0642\u0633\u0637 \u0627\u0644\u0634\u0647\u0631\u064a =<\/strong> (300,000 + 500,000) \/ 24
\u0627\u0644\u0642\u0633\u0637 \u0627\u0644\u0634\u0647\u0631\u064a = 33,333 \u062c\u0646\u064a\u0647<\/strong><\/p>\r\n\r\n\r\n\r\n\r\n\r\n2- \u0627\u0644\u062a\u0642\u0633\u064a\u0637 \u0639\u0646 \u0637\u0631\u064a\u0642 \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0645\u0648\u064a\u0644<\/strong><\/strong><\/h3>\r\n\r\n\r\n\r\n
\r\n
\r\n
<\/b>\u0627\u0644\u062a\u0642\u0633\u064a\u0637 \u0639\u0646 \u0637\u0631\u064a\u0642 \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u064a\u0639\u062a\u0628\u0631 \u062d\u0644 \u0645\u0646\u0627\u0633\u0628 \u0644\u0642\u0637\u0627\u0639 \u0643\u0628\u064a\u0631 \u0645\u0646 \u0627\u0644\u0645\u0634\u062a\u0631\u064a\u0646 \u0627\u0644\u0644\u064a \u0628\u064a\u062f\u0648\u0631\u0648\u0627 \u0639\u0644\u0649 \u0633\u064a\u0627\u0631\u0627\u062a \u0645\u0633\u062a\u0639\u0645\u0644\u0629 \u0625\u0646\u062a\u0627\u062c \u062d\u062f\u064a\u062b \u0634\u0648\u064a\u0629 \u0648\u0645\u0639\u0646\u062f\u0647\u0645\u0634 \u0645\u0634\u0643\u0644\u0629 \u0645\u0639 \u0627\u0644 (DBR) \u0648\u0627\u0644 (I-Score) \u0648\u0644\u0627 \u0645\u0634\u0643\u0644\u0629 \u0625\u0646\u0647\u0645 \u064a\u0635\u0628\u0631\u0648\u0627 \u0634\u0648\u064a\u0629 \u0641\u064a \u0627\u0644\u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0645\u0642\u0627\u0628\u0644 \u0641\u0627\u064a\u062f\u0629 \u0648\u0645\u0642\u062f\u0645 \u0641\u064a \u062d\u062f\u0648\u062f \u0627\u0644\u0645\u062a\u0648\u0633\u0637.<\/span><\/p>\r\n
<\/span> \u0627\u0644\u0645\u0642\u062f\u0645:<\/b> 20% \u2192 200,000 \u062c\u0646\u064a\u0647
<\/span>\u0645\u0628\u0644\u063a \u0627\u0644\u0642\u0631\u0636:<\/strong> 800,000 \u062c\u0646\u064a\u0647<\/span>
<\/span>\u0645\u062f\u0629 \u0627\u0644\u062a\u0642\u0633\u064a\u0637:<\/strong> \u0633\u0646\u062a\u064a\u0646 (24 \u0634\u0647\u0631)<\/span>
<\/span>\u0633\u0639\u0631 \u0627\u0644\u0641\u0627\u064a\u062f\u0629:<\/strong> 18% \u0633\u0646\u0648\u064a\u064b\u0627<\/span><\/p>\r\n
<\/span> \u0645\u062f\u0629 \u0627\u0644\u0633\u062f\u0627\u062f \u0633\u0646\u062a\u064a\u0646 \u2192 \u0625\u062c\u0645\u0627\u0644\u064a \u0627\u0644\u0641\u0627\u064a\u062f\u0629 =<\/strong> 144,000 \u00d7 2 = 288,000 \u062c\u0646\u064a\u0647<\/span><\/p>\r\n
<\/strong>\u0625\u062c\u0645\u0627\u0644\u064a \u0627\u0644\u0645\u0628\u0644\u063a \u0627\u0644\u0644\u064a \u0647\u064a\u062a\u0633\u062f\u062f = \u0627\u0644\u0642\u0631\u0636 + \u0625\u062c\u0645\u0627\u0644\u064a \u0627\u0644\u0641\u0627\u064a\u062f\u0629 =<\/strong> 800,000 + 288,000 = 1,088,000 \u062c\u0646\u064a\u0647<\/span>
<\/span>\u0639\u062f\u062f \u0627\u0644\u0634\u0647\u0648\u0631 = 24 \u2192 \u0627\u0644\u0642\u0633\u0637 \u0627\u0644\u0634\u0647\u0631\u064a =<\/strong> 1,088,000 \u00f7 24 \u2248 45,333<\/span>
<\/span>\u0627\u0644\u0642\u0633\u0637 \u0627\u0644\u0634\u0647\u0631\u064a =<\/strong> \u062d\u0648\u0627\u0644\u064a 45,333 \u062c\u0646\u064a\u0647<\/span><\/p>\r\n\r\n\r\n\r\n\r\n\r\n3- \u0627\u0644\u062a\u0642\u0633\u064a\u0637 \u0639\u0646 \u0637\u0631\u064a\u0642 \u0627\u0644\u0628\u0646\u0643<\/strong><\/h3>\r\n\r\n\r\n\r\n
\r\n
\r\n
<\/span> \u0627\u0644\u0645\u0642\u062f\u0645:<\/b> 30% \u2192 300,000 \u062c\u0646\u064a\u0647
<\/span>\u0627\u0644\u0645\u0628\u0644\u063a \u0627\u0644\u0645\u0645\u0648\u0644:<\/strong> 700,000 \u062c\u0646\u064a\u0647<\/span>
<\/span>\u0645\u062f\u0629 \u0627\u0644\u062a\u0642\u0633\u064a\u0637:<\/strong> \u0633\u0646\u062a\u064a\u0646 (24 \u0634\u0647\u0631)<\/span>
<\/span>\u0633\u0639\u0631 \u0627\u0644\u0641\u0627\u064a\u062f\u0629:<\/strong> 15% \u0633\u0646\u0648\u064a\u064b\u0627<\/span><\/p>\r\n
<\/span> \u0645\u062f\u0629 \u0627\u0644\u0633\u062f\u0627\u062f \u0633\u0646\u062a\u064a\u0646 \u2192 \u0625\u062c\u0645\u0627\u0644\u064a \u0627\u0644\u0641\u0627\u064a\u062f\u0629 =<\/strong> 105,000 \u00d7 2 = 210,000 \u062c\u0646\u064a\u0647<\/span><\/p>\r\n
\u0625\u062c\u0645\u0627\u0644\u064a \u0627\u0644\u0645\u0628\u0644\u063a \u0627\u0644\u0644\u064a \u0647\u064a\u062a\u0633\u062f\u062f = \u0627\u0644\u0642\u0631\u0636 + \u0625\u062c\u0645\u0627\u0644\u064a \u0627\u0644\u0641\u0627\u064a\u062f\u0629 =<\/strong> 700,000 + 210,000 = 910,000 \u062c\u0646\u064a\u0647
\u0639\u062f\u062f \u0627\u0644\u0634\u0647\u0648\u0631 = 24 \u2192 \u0627\u0644\u0642\u0633\u0637 \u0627\u0644\u0634\u0647\u0631\u064a =<\/strong> 910,000 \u00f7 24 \u2248 37,917
\u0627\u0644\u0642\u0633\u0637 \u0627\u0644\u0634\u0647\u0631\u064a =<\/strong> \u062d\u0648\u0627\u0644\u064a 37,917 \u062c\u0646\u064a\u0647<\/p>\r\n– \u0645\u0631\u0627\u0628\u062d\u0629 \u0627\u0644\u0633\u064a\u0627\u0631\u0629 \u0627\u0644\u0645\u0633\u062a\u0639\u0645\u0644\u0629 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u0627\u0644\u0645\u062a\u0648\u0627\u0641\u0642\u0629 \u0645\u0639 \u0627\u0644\u0634\u0631\u064a\u0639\u0629<\/b><\/h4>\r\n
\r\n
\r\n
– \u0627\u0644\u0642\u0631\u0636 \u0627\u0644\u0634\u062e\u0635\u064a<\/b><\/h4>\r\n
\r\n
\r\n
4- \u0627\u0644\u062a\u0642\u0633\u064a\u0637 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0633\u064a\u0644\u0646\u062f\u0631<\/b><\/h3>\r\n
\r\n